Money Market Accounts
Money Market Accounts offer a higher interest rate than a traditional savings account while keeping your funds easily accessible. With tiered interest, secure digital banking, and FDIC insurance, these accounts provide flexibility to grow your savings while maintaining liquidity for when you need it.
Money Market Features & Benefits
Interest Earnings
Increase your savings with a competitive, tiered interest rate that applies to all balances.
FDIC Insured
Your savings are protected up to the allowable limit.
Digital Banking Convenience
Access your account anytime with online and mobile banking.

Digital Money Market vs. Money Market: Which is Right for You?
Choosing between a Digital Money Market or Money Market depends on your unique financial situation:
Digital Money Market
A Digital Money Market Account offers higher interest rates and convenient online access. This account is both flexible and secure while ensuring your funds remain liquid.
Money Market
A Money Market Account suits any savings plan while providing a higher interest rate than a traditional savings account. Money Market Accounts are flexible and secure, allowing you to maintain liquidity with your funds.
Account Details Comparison
Digital Money Market
Money Market
Minimum to Open
$25,000.00
$10,000.00
Monthly Service Charge
$10.00
$14.00
How to Avoid the Monthly Service Charge
Enroll and maintain your enrollment in eStatements.
- Maintain a Minimum Daily Balance of $10,000.00 to avoid $10.00 of the Monthly Service Charge
- Enroll and maintain enrollment in eStatements to avoid $4.00 of the Monthly Service Charge
Interest Paid
Yes, Tiered
Yes; Tiered
Digital Benefits Included
Online Banking, Mobile Banking, MoneyPass ATM Network (surcharge-free ATMs nationwide)
Online Banking, Mobile Banking
Digital Benefits Included:
What You Can Expect from Croghan
Choosing a Money Market Account with Croghan means you’re partnering with a bank dedicated to helping you achieve your financial goals with ease and security.
Simple & Transparent Banking
Opening your Money Market Account is straightforward, with no complicated fees or terms. Our team will guide you through the process, helping you make the most of your account’s features and benefits.
Convenient, Secure Access
With online and mobile banking, you’ll have 24/7 access to your account to monitor your balance, track interest earnings, and make transactions at your convenience. We also offer over-the-counter withdrawals, so you can access your money whenever you need it.
Personalized Support
We’re committed to providing personalized service. Whether you need assistance opening your account, understanding the benefits, or tracking your savings growth, our friendly team is here to help.
Ready to put your money to work?
Open an account online, give us a call, or visit your local Croghan Colonial Bank office to get started!


Important Legal Disclosures
*Accounts subject to deposit account approval. Accounts are available for consumers only. Not available for business accounts (partnerships, non-profits, etc.). Not available for public funds. FDIC insured to the maximum allowed by law.