FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

Save With a Purpose

Your savings goals are as unique as your journey. Whether it’s building an emergency fund, saving for retirement, or planning for life’s milestones, we’re here to help you every step of the way. It’s never too early or too late to start saving for what matters most.

Secure Your Savings

Grow your savings securely with competitive rates and guaranteed returns. Choose the term that fits your goals, from short to long-term, and enjoy the security of fixed rates and FDIC insurance.

Save Smart for Healthcare Costs

Save tax-free for medical expenses with an HSA. Earn competitive interest, enjoy tax-free deposits, and roll over unused balances to reduce out-of-pocket costs for high-deductible health plans.

Earn While You Save

Let your money work for you with a competitive interest rate. Enjoy easy digital access, seamless transfers from your Croghan Checking account, and faster savings growth for whatever life brings your way.

Save Up for Special Moments

Set aside money steadily, keep it separate, and earn interest. Your savings are automatically transferred to your Croghan account in September—just in time for the shopping season.

Secure and Flexible Savings

Grow your retirement savings with confidence. Choose from IRA CDs for guaranteed returns and fixed terms, or explore Traditional, Roth, and Education IRAs for flexible options tailored to your goals.

Flexible Saving. Higher Return.

Earn a competitive interest rate with flexible access to your savings. Perfect for long-term goals, this secure account offers digital access whenever you need it.

Save Smarter, Not Harder

Building your savings is easy with a Statement Savings account. Enjoy simple transfers from your Croghan Checking account and 24/7 access through online and mobile banking. With a low minimum balance, saving for life’s unexpected moments has never been easier.

Jumpstart Your Savings Journey

Start building healthy savings habits with the Gen$ave account, designed for ages 0–22. Enjoy no minimum balance, no monthly fees, and interest-earning capabilities, plus easy access through digital banking. Accounts for those under 18 are co-owned with a parent or guardian.

Save Smart for Healthcare Costs

The Power of Saving

Did you know that keeping your savings separate from your traditional accounts can help you reach your financial goals faster? When funds are dedicated to a specific purpose, you’re less likely to dip into them for everyday expenses.

Setting up a dedicated savings account—like a Holiday Savings Account—not only keeps your goals on track but also helps you earn competitive interest on the money you set aside. Whether you’re planning for a big purchase or preparing for future expenses, focused saving is the key to success.

Take the first step toward purposeful saving today!

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Reviews that speak for themselves.

There is nothing like small town bank service! The staff at the Curtice location have been phenomenal in helping my dad when his Dementia set in and helping me manage his money from afar. Jaime was the biggest help to us!

Amy Dalton

Important Legal Disclosures

*Accounts are subject to deposit account approval.