FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

Interest Checking Accounts

Get more from your checking account with Croghan’s Interest-Earning Checking options. Enjoy the convenience of digital banking while earning interest on every dollar in your account.

Interest-Earning Features and Benefits

Designed for those who prefer to manage their finances online, this account offers seamless access to digital tools while earning interest on all balances.

Earn Interest on All Balances

Grow your savings while managing everyday expenses.

Account Alerts

Monitor your transactions and account activity by setting up customizable alerts.

Convenient Access

Access your account anytime with online and mobile banking.

Digital Interest Checking vs. Interest Checking: Which is Right for You?

Choosing between a Digital Interest Checking or an Interest Checking account depends on your unique financial situation:

Digital Interest Checking

Earn interest while enjoying the convenience of our digital banking products. With debit card access, Online and Mobile Banking, and nationwide ATM access through MoneyPass®, accessing your account couldn’t be easier.

Interest Checking Account

With an Interest Checking account, you can effectively utilize cash you aren’t currently spending. An Interest Checking Account earns interest and offers a flexible, secure place for your money.

Account Details Comparison

Digital Interest Checking

Interest Checking

Minimum to Open:

$20.00

$20.00

Monthly Service Charge:

$10.00

$7.00

How to Avoid the Monthly Service Charge:

  • Maintain a minimum daily balance of $5,000.00 to avoid $7.00 of the monthly service charge.
  • Enroll and maintain enrollment in eStatements to avoid $3.00 of the monthly service charge.
  • Maintain a minimum daily balance of $2,500.00 to avoid $5.00 of the monthly service charge.
  • Enroll and maintain enrollment in eStatements to avoid $2.00 of the monthly service charge.

Interest Paid:

Yes

Yes

Online Bill Pay:

Yes, $4.00

Yes, $4.00

What You Can Expect from Croghan

When you choose Croghan Colonial Bank, you’re not just getting an account—you’re gaining a financial partner committed to your success.

Icon

Simple, Straightforward Process

Opening your checking account is quick and easy. Our team is here to assist you through every step, ensuring you have a smooth, hassle-free experience.

Icon

Convenient Access Anytime

Access your checking account 24/7 with our secure online and mobile banking platforms. Use the nationwide MoneyPass ATM network to withdraw cash surcharge-free, and transfer money quickly with Zelle.

Icon

Dedicated Support

Our knowledgeable and friendly team is always ready to assist. Whether you’re setting up your account or navigating digital tools, we’re here to make banking as easy and seamless as possible.

Open Your Interest-Earning Checking Account Today

Take advantage of an account that helps your money grow while keeping it accessible.

Pattern Accent Blue

Important Legal Disclosures

*Accounts subject to deposit account approval.