Interest Checking Accounts
Get more from your checking account with Croghan’s Interest-Earning Checking options. Enjoy the convenience of digital banking while earning interest on every dollar in your account.
Interest-Earning Features and Benefits
Designed for those who prefer to manage their finances online, this account offers seamless access to digital tools while earning interest on all balances.
Earn Interest on All Balances
Grow your savings while managing everyday expenses.
Account Alerts
Monitor your transactions and account activity by setting up customizable alerts.
Convenient Access
Access your account anytime with online and mobile banking.

Digital Interest Checking vs. Interest Checking: Which is Right for You?
Choosing between a Digital Interest Checking or an Interest Checking account depends on your unique financial situation:
Digital Interest Checking
Earn interest while enjoying the convenience of our digital banking products. With debit card access, Online and Mobile Banking, and nationwide ATM access through MoneyPass®, accessing your account couldn’t be easier.
Interest Checking Account
With an Interest Checking account, you can effectively utilize cash you aren’t currently spending. An Interest Checking Account earns interest and offers a flexible, secure place for your money.
Account Details Comparison
Digital Interest Checking
Interest Checking
Minimum to Open:
$20.00
$20.00
Monthly Service Charge:
$10.00
$7.00
How to Avoid the Monthly Service Charge:
- Maintain a minimum daily balance of $5,000.00 to avoid $7.00 of the monthly service charge.
- Enroll and maintain enrollment in eStatements to avoid $3.00 of the monthly service charge.
- Maintain a minimum daily balance of $2,500.00 to avoid $5.00 of the monthly service charge.
- Enroll and maintain enrollment in eStatements to avoid $2.00 of the monthly service charge.
Interest Paid:
Yes
Yes
Online Bill Pay:
Yes, $4.00
Yes, $4.00
Digital Benefits Included:
What You Can Expect from Croghan
When you choose Croghan Colonial Bank, you’re not just getting an account—you’re gaining a financial partner committed to your success.
Simple, Straightforward Process
Opening your checking account is quick and easy. Our team is here to assist you through every step, ensuring you have a smooth, hassle-free experience.
Convenient Access Anytime
Access your checking account 24/7 with our secure online and mobile banking platforms. Use the nationwide MoneyPass ATM network to withdraw cash surcharge-free, and transfer money quickly with Zelle.
Dedicated Support
Our knowledgeable and friendly team is always ready to assist. Whether you’re setting up your account or navigating digital tools, we’re here to make banking as easy and seamless as possible.
Open Your Interest-Earning Checking Account Today
Take advantage of an account that helps your money grow while keeping it accessible.


Important Legal Disclosures
*Accounts subject to deposit account approval.