Gen$pend
Account
Life is full of new experiences and opportunities, and the Gen$pend account* is here to help you manage your money every step of the way. Designed for those ages 13-22, this account offers the tools you need to start building good financial habits.
Gen$pend Features and Benefits
The Gen$pend account provides all the essential features and tools to help students and young adults manage their finances. Here’s what you can expect from this account:
Convenient Access Through Digital Banking Services
Manage your account anytime, anywhere with online and mobile banking.
Earn a $50.00 GenPerk$ Reward
You can earn your first GenPerk reward just by opening your account!
Debit Card Access
Access your money and make purchases easily with a linked debit card.
Financial Education
Receive financial education, offering helpful topics on budgeting, money management, and more!
Account Details
GenPerk$ Rewards
Earn Rewards for Completing Simple Tasks and Referring Friends. Here’s how you can start earning:
GenPerk$ Reward
$50.00 Account Opening
Do all of the following within 60 calendar days of opening your account:
- Open and maintain an open account status in a new Gen$pend checking account for 60 calendar days
- Enroll and maintain enrollment in eStatements
- Complete one or more Point-of-Sale (POS) transactions disclosure
GenPerk$ Reward
$10.00 Family & Friends Referral
Earn $10.00 for each friend or family member who opens a Gen$pend account and mentions and mentions your name.
GenPerk$ Reward
$5.00 Financial Education
We offer a $5.00 GenPerk reward that you can earn by watching an educational video, completing a simple task, or other eligible activities. We will email you during the month when the $5.00 bonus is available to be earned. Complete the task, and your $5.00 reward will be deposited into your Gen$pend account!
Important Legal Disclosures
*Accounts are subject to deposit account approval.
**GenPerk$ Rewards
The $50.00 reward will be deposited into your new account, which must have an open status and a positive balance, within 30 calendar days of meeting the requirements. For tax purposes, you will be receiving a 1099-MISC Form.
The friend(s) and family you refer must open a Gen$pend account and mention your name for you to receive a GenPerk$ referral bonus. Your Gen$pend account must be open to receive the GenPerk$ referral bonus. By participating in the referral program, you are telling your friend(s) that you’re a Croghan Colonial Bank customer. GenPerk$ referral bonuses will be directly deposited into your Gen$pend account. Please allow up to 30 days to see the credit on your account after each referral is approved. For tax purposes, you may receive a 1099-MISC form or W-9 for the GenPerk$ referral bonuses. Croghan Colonial Bank employees cannot participate in this referral program if they are the primary account holder on the Gen$pend account.
The $5.00 reward will be deposited into your Gen$pend account, which must have an open status and a positive balance, within 30 calendar days of meeting the requirements. For tax purposes, you may receive a 1099-MISC Form.
What You Can Expect from Croghan
Choosing the Gen$pend account means choosing a bank that’s committed to your financial growth. At Croghan Colonial Bank, we believe in helping you make the most of your money and providing tools to build financial confidence.
Simple, Transparent Process
Opening your Gen$pend account is easy. Our team is here to guide you every step of the way and answer any questions. Plus, there are no hidden fees – just simple, straightforward banking.
Easy, Convenient Access
Access your Gen$pend account 24/7 through our secure online and mobile banking services. Use the nationwide MoneyPass ATM network for surcharge-free withdrawals, and send money quickly with Zelle.
Personalized Support
Whether you need help opening your account or managing your finances, Croghan’s friendly and knowledgeable team is always ready to assist. We’re here to make your banking experience smooth and hassle-free.
Empowering Your Financial Future
The Gen$pend account isn’t just for today—it’s about building a strong financial future. By using this account, you’ll develop skills like budgeting, saving, and understanding credit, giving you the confidence to make smart financial decisions as you grow.
