Conventional Mortgage Loans
Ready to buy a home without the complexities of government-backed programs? A conventional mortgage might be just what you need. These loans offer a straightforward, dependable way to finance your home with competitive rates and flexible terms.
Conventional Loan Features
At Croghan Colonial Bank, we offer conventional mortgages with flexible terms and affordable down payment options that can fit your needs. Our loans are ideal for borrowers with a solid credit history and steady income.
Fixed or Adjustable Rates
Choose a fixed-rate mortgage for predictable payments or an adjustable-rate mortgage (ARM) for a lower initial rate that adjusts over time.
Flexible Loan Sizes
Conventional loans can finance primary residences, second homes, and investment properties.
Low Down Payment Options
Get started with as little as 3% down and make your homeownership dream a reality.
What You Can Expect from Croghan
When you choose Croghan for your conventional mortgage, you’re partnering with a trusted lender who offers competitive rates, personalized advice, and a simple, transparent process. Our team is here to help you secure financing that aligns with your homeownership goals.
Walk-Through Process and Financials
Our experienced loan officers will guide you through each step of the mortgage process, from application to closing. We’ll make sure you understand the financials involved, so you can make confident decisions.
Local Experts
With years of experience in the local market, our team knows how to navigate the ins and outs of the area’s housing landscape. We’re here to make the mortgage process easy for you.
Personalized Support
From the application process to closing day, you’ll receive personalized support tailored to your specific needs. We’re committed to making your home-buying experience as smooth as possible.
Take the Next Step Toward Homeownership
Ready to make your dream home a reality? With Croghan’s Conventional Mortgage Loans, you can confidently take the next step in your home buying journey. Apply online or visit us in person to explore your options and get started with one of our mortgage specialists today.
Important Legal Disclosures
*All loans are subject to credit approval.