Your Path to Homeownership
Buying a home is one of the most exciting and important decisions you’ll make. At Croghan Colonial Bank, we’re here to guide you through every step of the mortgage process—from getting pre-approved to securing your dream home. Explore our mortgage loan options today and let us help you turn your homeownership goals into reality.
Support Your First Home Purchase
Buying your first home is easier with our First-Time Homebuyer Loans. With competitive rates, flexible terms, and expert guidance, we help you explore the best options for your new home.
Competitive Rates, Flexible Terms
Conventional Loans offer a variety of terms to suit your needs. Whether buying or refinancing, our competitive rates and expert support make the process easier.
Build Your Dream Home with Ease
Our Single Close Construction Loan simplifies the process of financing land and home construction with one loan. Save time and money as your loan transitions seamlessly to a permanent mortgage.
Affordable Financing with Low Down Payments
FHA loans offer a low down payment and flexible credit guidelines, making homeownership achievable for first-time buyers and those with less-than-perfect credit.
Finance Your Home Projects
Homestyle Renovation Loans allow you to finance both the home purchase and renovations with one loan, offering flexibility to complete your dream home.
Affordable Financing for Rural Homebuyers
USDA offers a zero-down mortgage program for eligible buyers in rural areas, providing a great option for rural homebuyers.
A Down Payment Assistance Program
The Welcome Home Program provides grants for veterans and eligible home buyers to help with down payments and closing costs.
Competitive Rates, Flexible Terms
Loan Pre-Approval
Getting pre-approved for a mortgage is an important step in your home-buying journey, giving you a clear picture of what you can afford. With pre-approval, you’ll have a better idea of your budget and be in a stronger position when making an offer on a home.
How It Works: Simply provide us with your financial information, and we’ll review it to determine how much you can borrow. You’ll receive a pre-approval letter that can be shared with sellers and real estate agents to streamline the process.
Reviews that speak for themselves.
Important Legal Disclosures
*All loans are subject to credit approval.