Loans Designed For Your Dreams
Whether you’re buying your first car or upgrading to your dream vehicle, Croghan Colonial Bank has the loans to fit your needs. We offer flexible financing options with competitive rates to help you drive away in the car, truck, or SUV you’ve always wanted. From new to used vehicles, our team is here to guide you through the process and ensure you get the best loan for your budget.
Drive Away Happy
Our Auto Loans offer competitive fixed rates, flexible loan periods, and a simple application process. Whether you’re purchasing new or used, our team will work with you to find the best financing option to fit your needs.
Get On Board
We offer Boat Loans with flexible terms and competitive rates, making it easier for you to finance the boat of your dreams. Expect a smooth application process and personalized service to help you get out on the water and enjoy your next adventure.
Ride with Confidence
With our Motorcycle and Recreational Loans, you can expect competitive rates, flexible terms, and fast approval. Whether you're purchasing a new motorcycle, ATV, jet ski, or snowmobile, or if you need a loan for a trailer to tow your new toy, our team is here to guide you through the process.
Hit the Trail
We offer flexible terms and competitive rates to help you finance your next adventure. Whether you’re planning weekend getaways or cross-country travels, our team is here to help you secure the right loan with fast approval and personalized service.
Get On Board
Understanding the Cost of a Loan
Before financing your next auto or recreational vehicle purchase, it’s important to understand the factors that contribute to the total cost of a loan. Beyond just the sticker price, your loan amount will be influenced by key factors such as:
Annual Percentage Rate (APR)
The interest rate you pay over time, impacting your total cost.
Loan Term
A longer loan term may lower your monthly payment but could increase the total interest paid.
Principal Amount
The total amount borrowed—making a larger down payment can help lower this rate.
Additional Costs
Consider expenses like insurance, taxes, and fees that affect affordability.
Want to Dive Deeper?
Want to dive deeper? Use our Auto Loan Calculator and explore more tips in our Education Center to make informed financing decisions.
Reviews that speak for themselves.
Important Legal Disclosures
*All loans are subject to credit approval.