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Our Experts Are Here For You
At Croghan Colonial Bank, we’re committed to building strong community relationships. Proudly serving Sandusky, Erie, Huron, Lucas, Ottawa, and Seneca Counties, we take pride in being a trusted leader in community banking. Our goal is to help individuals, families, and businesses achieve their financial dreams by offering expert guidance and personalized solutions.
Management Team

Kendall Rieman
President/Chief Executive Officer

Brad Elfring
SVP, Chief Financial Officer

Carla Waggoner
SVP, Chief Operations Officer

Chip VanDette
SVP, Chief Lending Officer

Chris Kelly
SVP, Chief Credit Officer

Tracy Baughman
SVP, Chief Investment Officer

Theresa Elfring
VP, Senior Manager – Client Experience

Shannon George
VP, Toledo Market Manager & Senior Lender

Melissa Walker
VP, Retail Operations Manager

Laura Whipple
VP, Human Resource Manager