All Croghan offices will be closed from Saturday, February 14, through President’s Day, Monday, February 16, 2026, for our Technology Upgrade. Please visit our Technology Update pages for important details, FAQs, and more. We appreciate your patience and continued trust, as we work to provide you with the best banking experience for years to come.

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Navigating Inflation: Smart Strategies to Stay Ahead

Smart strategies to stay ahead in a changing economy.

From grocery bills to utility costs, inflation continues to impact households. While you can’t control the market, you can control your strategy.

Here’s how to stay prepared:

  • Adjust Your Budget: Focus on rising costs and reducing non-essentials.
  • Grow Your Emergency Fund: A financial cushion provides flexibility during uncertain times.
  • Tackle Expensive Debt: Prioritize paying down loans with the highest interest rates.
  • Stick to Essentials: When costs climb, it’s okay to hit pause on unnecessary purchases.
  • Revisit Investments: Consider diversification or inflation-protected options, depending on your financial goals. Our team of financial planning experts are here to discuss your goals and help you set yourself up for success.

This is also a great opportunity to teach young people how to manage money wisely during uncertain times. Gen$ave encourages long-term saving with no monthly service fees, while Gen$pend introduces practical budgeting and spending tools in a real-world setting.