All Croghan offices will be closed from Saturday, February 14, through President’s Day, Monday, February 16, 2026, for our Technology Upgrade. Please visit our Technology Update pages for important details, FAQs, and more. We appreciate your patience and continued trust, as we work to provide you with the best banking experience for years to come.

Personal Upgrade Details | Business Upgrade Details

FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

Article details provided by Shantel Laird, AVP, Commercial Deposit Officer

ACH Service

Automated Clearing House (ACH) is an electronic network for business financial transactions. It processes credit and debit transactions, including direct deposit, payroll, and vendor payments.

Benefits include:

  • Streamlining payments by eliminating paper checks, helping to improve business efficiency and cash flow.
  • Make and receive payments of all kinds and get fast access to funds.
  • Help reduce your risk of fraud, as transactions cannot be issued without authorization.
  • Provides control and flexibility, including the ability to create templates for repetitive payments or collections; schedule an ACH up to 30 days in advance; and import files compatible with a NACHA format.

Contact Shantel Laird, AVP, Commercial Deposit Officer, to discuss if our ACH add-on service can help your business.