FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

Julie Gio Spencer

AVP, Commercial Loan Officer

Julie has over 11 years of commercial banking experience in Northwest Ohio, and she has spent most of her time as a commercial banker and working in treasury management departments. She strives to be a dynamic, focused professional with a customer-service mindset and a service-centered heart.

Julie is an active PIN (Property Investor’s Network) member and was voted number one in treasury management sales for Business Banking in 2018. Julie graduated from Bowling Green State University with a Bachelor of Arts Degree