Key Considerations for Businesses When Applying for Industrial Loans
Article details provided by Chip VanDette, SVP, Chief Lending Officer
Chip VanDette
SVP, Chief Lending Officer

Chip VanDette, Chief Lending Officer, brings deep experience in the industrial space and a relationship-first mindset to every loan conversation.
“Industrial lending isn’t just about dollars and cents—it’s about understanding how a facility runs, what equipment is essential, and where a company is headed,” Chip explains. “Our job is to get in the trenches with you and figure out what makes the most sense financially and strategically.”
Tailored Solutions for Industrial Businesses
From equipment financing and working capital loans and lines of credit to commercial mortgages, we work with manufacturers, processors, contractors, and logistics providers to develop loan structures that align with production cycles and long-term goals.
“We’re not a one-size-fits-all bank,” says Chip. “Every business we work with has a different rhythm. We take the time to learn that rhythm and create solutions that fit.”
Why Croghan?
- Industry-specific lending experience
- Local decision-making with a personal touch
- Flexible loan structures and repayment terms
- Ongoing support as your business grows
Whether you’re scaling production or modernizing operations, Croghan is here to help you finance what’s next. “It’s about partnership,” Chip adds. “We’re not just writing a loan—we’re investing in your growth.”
Ready to take the next step?
Connect with our Commercial Lending team to learn how Croghan can support your industrial business.
Important Legal Disclosures
*All loans are subject to credit approval.