FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

FDIC-Insured - Backed by the full faith and credit of the U.S. Government.

Home Improvement Loans

Turn your house into the home you’ve always wanted—with flexible financing that fits your budget. Whether you’re upgrading your kitchen, remodeling a bathroom, or adding more living space, Croghan Colonial Bank offers loan options designed to bring your vision to life.

Home Improvement Loan Options

We offer financing solutions to help make your home renovation plans a reality:

Use Your Home’s Equity

Borrow against your home’s current or projected value to fund your project.

Personal Unsecured Home Improvement Loan

Borrow up to $20,000 with a fixed interest rate and flexible repayment terms—no collateral required.

What is a Home Improvement Loan?

A home improvement loan provides financing for upgrading, repairing, or enhancing your home. Unlike a home equity loan, this option is unsecured, meaning your home isn’t used as collateral. With a fixed interest rate and predictable payments, you can renovate with confidence.

Common Home Improvement Projects

Proper planning ensures you have the right financing in place before starting your project. Here’s a look at the average costs of common renovations:

1

Minor Kitchen Remodel

$23,452

2

Major Kitchen Remodel

$68,490

3

Garage Door Replacement

$3,695

4

Roof Replacement

$24,700

5

Bathroom Remodel

Costs vary based on project scope.

6

Home Additions

Pricing depends on size and materials.

What You Can Expect from Croghan

At Croghan, we simplify the financing process and help you find the right solution for your needs.

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A Loan That Works for You

From home equity loans to unsecured personal loans, we offer choices that fit your budget and project size.

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Simple & Transparent Process

Our straightforward applications, competitive rates, and clear terms make borrowing easy and stress-free.

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Expert Support

Our team is here to support you every step of the way, ensuring you have the right financing in place for your project.

Ready to Get Started?

Start turning your home improvement plans into reality today.

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Important Legal Disclosures

*All loans are subject to credit approval.