Streamlined Solutions for Your Business
At Croghan Colonial Bank, we offer secure, convenient, and flexible digital services to help you manage your business finances. With 24/7 access and user-friendly features, you have the tools you need to make smart financial decisions, whether you’re handling payments, managing cash flow, or checking account details.
Secure & Convenient
Manage all your business banking needs anytime, anywhere with Croghan Business Online Banking. Enjoy secure access to accounts, transfers, payments, and advanced financial tools to keep your operations running smoothly.
Manage Finances Anytime, Anywhere
With Business Mobile Banking, you can securely access your business accounts, transfer funds, pay bills, and more—all from your phone. Best of all, this service is included with your Business Online Banking account at no additional charge. Simply download the Croghan Business Mobile Banking app from your App Store to get started.*
Simplify Your Payments
Manage your business bills in one secure, convenient online hub. With Business Bill Pay, you can pay bills, track payments, and manage multiple payees—all 24/7, whenever it’s most convenient for you. There’s no limit to the number of payments you can make or payees you can add.
Seamless Payment Solutions
Accepting credit and debit card payments shouldn’t be a hassle—or break the bank. Croghan Merchant Services offers flexible, secure solutions tailored to your business needs, making transactions easier for you and your customers.
Deposit Checks from Anywhere
Save time and streamline operations with Remote Deposit Capture. Using a secure scanner and your computer, you can electronically deposit checks from your business—anytime, without a trip to the bank.
Stay Informed & In Control
With Business Croghan Account Alerts, you’ll always know what’s happening with your business accounts. Receive real-time notifications via text, email, or push notifications to stay on top of transactions, balances, security updates, and more—giving you peace of mind and financial control.
Secure, Paperless, and Convenient
Access your business account statements securely through Business Online Banking. eStatements are available days before mailed statements, helping you stay on top of your finances with ease. Enroll at your local Croghan branch to get started.
Deposit Anytime, Anywhere
With Business Mobile Deposit, you can securely deposit checks using the Croghan Business Mobile Banking App—anytime, from anywhere. Just snap a picture of your check and submit it for deposit, saving you time and trips to the bank.
Manage Finances Anytime, Anywhere
FAQS
What is Business Mobile Deposit?
Business Mobile Deposit is a feature within our Business Mobile Banking App that allows customers to deposit checks using their smartphone. Simply take a photo of the front and back of the check and submit it for deposit.
Do I need to enroll in Mobile Deposit?
Yes. Enrollment is required at your local Croghan Branch. You can also designate employees to use this feature and select which accounts can receive mobile deposits.
Which accounts can receive Mobile Deposits?
Mobile Deposits can be made to eligible checking, savings, or money market accounts that you have authorized for this feature.
Is there a fee for Mobile Deposit?
No, there is no additional fee for this service.
I can’t see the account I want to deposit into. What should I do?
Accounts must be authorized for Mobile Deposit through your Business Online Banking contract. To add access, complete a Business Online Banking Maintenance Form at your local Croghan Branch.
What is my daily deposit limit?
The daily deposit limit is $2,500 per customer.
How many checks can I deposit per day?
You can deposit one check at a time, but there is no limit to the number of checks you can deposit per day.
How should I endorse my check for Mobile Deposit?
Endorse the check as follows:
- For Mobile Deposit / Today’s Date
- Croghan Colonial Bank
- Your Signature
When will my funds be available?
Funds are typically available within 1–2 business days after deposit submission. Deposits made before 5:00 PM EST on a business day are processed the same day.
How do I confirm my deposit was received?
After submission, your deposit status will appear as “pending” until processed. To check its status, navigate to Deposit > Check Deposit History in the Mobile Banking App. Once marked “accepted,” the funds will be available.
How will a Mobile Deposit appear on my statement?
Deposits will be labeled as ‘Mobile Deposit’ on your statement.
What should I do with the check after depositing it?
Mark the check as “Electronically Deposited” and keep it for at least 60 days. Once confirmed as “accepted,” securely dispose of it.
Are there any checks I cannot deposit through Mobile Deposit?
Yes. Ineligible checks include:
- Checks drawn on non-U.S. banks
- Illegible or altered checks
- Substituted checks (per Check 21 guidelines)
- Returned checks or counter checks
- Traveler’s cheques or money orders
- Checks older than six months
My check image is unclear. How can I fix this?
Follow these tips for a clearer image:
- Flatten any folded or crumpled checks.
- Place the check on a solid, dark background in a well-lit area.
- Keep the entire check within the camera frame—avoid excessive background.
- Hold the camera directly above the check to avoid skewed angles.
- Ensure all four corners are visible, in focus, and shadow-free.
What if I accidentally deposit the same check twice?
Our system detects duplicate check deposits. If a duplicate is identified, Croghan will reverse the deposit, and a team member will contact you.
Important Legal Disclosures
*Must be a Business Online Banking customer. Contact an Account Representative to receive and assign access.